Microfinance Management System
Comprehensive microfinance management with loan management, borrower tracking, credit assessments, collections, and savings—all in one integrated platform.
Streamline your microfinance operations with our complete ERP solution designed specifically for microfinance institutions. Manage everything from loan applications to repayments, credit assessments to collections.
Comprehensive Features
Everything You Need to Manage Microfinance
Our Microfinance Management System provides all the tools and features you need to streamline operations, manage risk, and grow your financial institution.
- Loan Management
- Complete loan lifecycle management from application to disbursement, repayment tracking, and loan closure with automated calculations.
- Borrower Management
- Comprehensive borrower registration, profile management, credit history tracking, and relationship management across all branches.
- Credit Assessment
- Automated credit scoring, risk assessment, debt-to-income ratio calculations, and comprehensive borrower evaluation tools.
- Collections & Recovery
- Automated collection workflows, overdue tracking, payment reminders, and comprehensive collection management with reporting.
Savings & Deposit Accounts
Complete savings and deposit account management system. Manage regular savings, fixed deposits, recurring deposits, compulsory savings linked to loans, and voluntary savings accounts. Track deposits, withdrawals, interest calculations, account balances, and generate comprehensive account statements.
- Multiple account types: regular, fixed, recurring, compulsory
- Automated interest calculation and accrual
- Transaction history tracking and statements
- Account management with minimum balance rules
Group Lending
Comprehensive group lending system for managing borrower groups, group members, and group-based loans. Create and manage groups, add or remove members, track group savings contributions, manage group loan applications and disbursements, and monitor group performance.
- Group creation and member management
- Group loan applications and disbursements
- Group savings contribution tracking
- Performance monitoring and reporting
Accounting Integration
Integrated accounting system for complete financial management. Create accounting entries for loan disbursements, repayments, interest, fees, provisions, and write-offs. Post and reverse entries, maintain complete audit trails, and generate comprehensive financial reports.
- Automated accounting for all transactions
- Entry posting, reversal, and audit trails
- Financial reporting (Income, Expenses, Net Income)
- Debit and credit account management
Analytics & Reporting
Comprehensive microfinance analytics dashboard with real-time insights into all operations. Track portfolio performance, PAR (Portfolio at Risk) metrics, collection rates, financial performance, loan trends, savings growth, and branch performance.
- Real-time dashboard with portfolio metrics
- PAR reports (30, 60, 90 days) and collection rates
- Financial reports and profitability analysis
- Date-range filtering and export capabilities
Advanced Capabilities
Specialized Microfinance Features
Beyond basic management, our platform offers specialized features designed specifically for modern microfinance institutions.
- Loan Rescheduling
- Manage loan rescheduling, refinancing, top-ups, and modifications with approval workflows.
- Loan Provisions
- Calculate provisions based on days overdue, process write-offs, and track bad debt.
- Digital Payments & KYC
- Process mobile money payments, manage KYC verification, and maintain compliance records.
- Insurance & Guarantors
- Manage insurance policies, track guarantors, and process claims efficiently.
Automated Workflows
Automated notification system for sending SMS, email, and push notifications. Schedule payment reminders, overdue alerts, and loan approval notifications.
- Automated payment reminders and alerts
- Multi-channel messaging (SMS, Email, WhatsApp)
- Scheduled notifications and bulk messaging
- Document management with secure storage
Security & Compliance
Growth ERP ensures highest standards of data security and regulatory compliance. Encrypted storage, access controls, and comprehensive audit logs protect information.
- Compliant data handling and secure storage
- End-to-end encryption for sensitive data
- Role-based access controls and permissions
- Complete audit trails and activity logging
Integration & Scalability
Seamlessly integrate with existing systems and scale with growth. Connect with payment gateways, credit bureaus, and third-party apps.
- Payment gateway integrations (Mobile Money, Stripe)
- Credit bureau and third-party service integrations
- Cloud-based infrastructure with automatic scaling
- Regular updates and new feature releases
Client Interaction
Track client interactions, calls, visits, and feedback. Improve customer service with complete history and follow-up scheduling.
- Track calls, visits, meetings, and complaints
- Outcome tracking and follow-up scheduling
- Complete communication history logs
- Duration tracking and interaction analytics
Why Choose Us
Built for Microfinance Excellence
Experience the power of integrated microfinance management designed by financial services professionals.
Integrated Accounting
Automatic accounting entries for all transactions, financial reporting, and seamless integration with loan and savings operations.
Secure & Compliant
Encrypted data storage, secure access controls, KYC document management, and comprehensive audit logs for compliance.
Automated Workflows
Automated payment reminders, loan approval workflows, collection processes, and report generation to save time.
Pricing
Simple, Transparent Pricing
Choose the plan that's right for your microfinance institution
Microfinance Management - Basic
Perfect for small organizations getting started. Includes core features and essential tools to manage your operations efficiently.
Save $298.00 (17%)
- Core module access
- Basic reporting
- Email support
- Mobile responsive
- Data export
- Basic integrations
- Borrower management (up to 500 borrowers)
- Loan product management
- Loan application processing
- Basic credit assessment
- Loan disbursement tracking
- Basic repayment tracking
- Branch management (up to 3 branches)
Microfinance Management - Professional
Ideal for growing organizations. Includes advanced features, priority support, and higher limits to scale your operations.
Save $745.00 (17%)
- All Basic features
- Advanced reporting & analytics
- Priority email support
- API access
- Advanced integrations
- Custom reports
- Bulk operations
- Advanced security features
- Borrower management (unlimited)
- Advanced loan product management
- Automated loan application workflow
- Advanced credit assessment & scoring
- Loan portfolio management
- Advanced repayment scheduling
- Collateral management
- Collection management
- Branch management (unlimited)
- Advanced reporting & analytics
- Risk management tools
Microfinance Management - Enterprise
Complete solution for large organizations. Includes all features, unlimited usage, dedicated support, and custom integrations.
Save $1,490.00 (17%)
- All Professional features
- Unlimited everything
- Dedicated account manager
- 24/7 priority support
- Custom integrations
- White-label options
- Advanced security & compliance
- Custom training
- SLA guarantee
- All Professional features
- Unlimited users & storage
- Custom integrations
- Dedicated support
- Custom training
- SLA guarantee
- White-label options
- Advanced API access
Ready to Transform Your Microfinance Operations?
Join microfinance institutions who trust Growth ERP to manage their operations efficiently.